Showing posts with label Article. Show all posts
Showing posts with label Article. Show all posts

May 22, 2008

Headphone Amplifier

By hifihacks



Electrostatic Headphone Amplifier














The step up transformers were a simple way of getting the audio
signal to the required voltage to drive the headphones, but had
the disadvantage of needing the audio amplifier in the first place,
as well as not being espscially HiFi. To this end, I built a high
voltage tube amplifier, based on a design detailed on
www.tubecad.com. The amplifier connects directly to the
ESL headphones and audio source (CD player/preamp).

The idea of using tubes instead of transistors was not one
of sonic preference, but simply because tubes are naturally
high voltage/high impedance devices; so they suit this task
especially well. Transistors are available that can produce
the 500V+ voltage swing needed, but they are specialised,
and I was not confident with them.

The amplifier uses 2 6SN7 tubes as an output stage and
2 12AX7 tubes driving the 6SN7 grids. The 6SN7 plate
volatage is close to the maximum of 600V, and is a lot
higher than is normally used with a 6SN7, but the tubes
are biased well within limits. Both the tube types are
dual-triode parts, so each stator on the headphones receives
its signal through 2 triodes. This is just enough gain, and will
max out the headphones at full volume as long as a relatively
high output source is used. Any less and another gain stage is
required, and I did not want to complicate things with another
gain stage.



Electrostatic Headphone Amplifier










A lot of the part selection was dictated by what I had on hand,
as you can see the power transformer is ridiculously oversized.
The switch next to it is the HT switch, this is switched on once
the heaters are warm, to prevent cathode stripping since there
is a solid state rectifier. The coiled wire is an RCA lead, and the
ugly looking DB25 plug poking out the bottom is the connector
for the ESL headphones. This was supposed to be a temporary
measure until I could get a nice looking high voltage CPC connector…

The sound from this amplifier is quite a bit different from the
transformer driver, the treble is much more prominent, althought
at present teh bass response is somewhat lacking. No doubt this
could be rectified with improvements to the amplifier though,
where as the transformer driver has met its limits right ‘out of the box’


Electrostatic Headphone Amplifier


The result

I built these headphones for fun, and to replace the
awful cheap ‘ear buds’ that I was previously using.
But these headphones do work exceptionally well.
Having never listened to a high end commercial
offering like Sennheiser or Stax, I cannot tell you
how they compare. However they are clearly
superior to any ‘affordable’ headphone, and for
price you can’t really complain (especially considering
Sennheiser Orpheus ES headphones are US$14,990!!).

Bass is very refined and DEEP. Not like most cheap
headphones, which either have no bass at all or
augment the bass and end up muddled (”Now with
Bass Boost System”).

The highs are especially clear. You can listen to these
headphones for long periods with far less fatigue than
ear buds. Cymbals sound like Cymbals, not like hissy-fits.

However, I found that with the transformers, midrange
was somewhat recessed, a trait that the valve amp did
not have. This is most likely due to the mid-fi quality
of the transformers. With equalization it was easily
boosted to more appropriate levels.

Volume is acceptable, when you turn it up too loud
the diaphragm hits the stator and gives a very audible
snap crackle and pop which is VERY annoying.
The headphones still almost make it to what I would
consider maximum listening level. They are by no
means quiet. They could be made to go louder by
increasing spacer thickness (and hence excursion
limit), but that would also mean an even greater
increase in voltage swing to achieve the same output…
it quickly gets out of hand.

Since these ES phones are open-backed, other people
can hear what you are listening to, but it is not intrusive.
It is like when someone turns up there walkman REAL
LOUD. But it also means any outside sounds go
straight through the diaphragm and you can hear
them easily. They don’t block out the outside noise
like normal headphones, so they are best listened
to in the dead of night…


May 20, 2008

Transfer Of A Structured Settlement

There are agencies that will extend a buy out of a structured settlement to benefactors, giving the beneficiaries of the settlement the option of having a large amount of cash on hand. Over the course of time, many who have agreed to receive compensation for injuries or damages in a package of installment payments, have been faced with circumstances that would benefit from having more money on hand. There are many reasons that those receiving financial restitution may want to change the structure of their current payment plans, or simply cash out. With the help of professional agencies that purchase annuities, this option can be realized.

Taking a look at the reasons one would need a transfer of a structured settlement procedures will give those considering, a better perspective before making the choice. When a person or family receives financial compensation for an injury, wrongful death, or extensive damages to persons or things, this compensation is called a settlement. Generally, the compensation package is offered in increments, or payments, and for most, this is a good option, giving a family a steady stream of income over a course of time. There are families that simply could not manage large amounts of cash, and having the security of a consistent income by payment is a really good option. But, for others, a one-lump sum cash payout could prove to be the better choice. Perhaps, living conditions need to improve and house could be bought. Or, a savvy investor may do well by investing monies. Whatever the reason, there is the option of getting a transfer if the original court agreement was for a financial installment plan. A buy out of a structured settlement could have interesting financial options.

Once a price or sum has been awarded by the courts to a recipient, the company or person causing the damage or injury is responsible to pay their insurance coverage provider. Actually, the insurance agency is the medium that will be making the structured payments to the beneficiary. The insurance company then sets up an annuity for the recipient. As the beneficiary of the annuity, most persons receiving installment payments can assign another party the entitled payments, such as with a company that offers a buyout of a structured settlement. There are some court agreements that do not allow the beneficiary to assign a third party as recipient. Recipients should always, first, speak with attorneys and make sure of the conditions and terms of their restitution agreements.

With annuities held by insurance agencies, the agency is actually making interest on the sum of money paid by the offending company or person to the beneficiary. There are some benefactors that would prefer to invest the money themselves, taking the opportunity to increase their compensation. Situations change and many are looking into the transfer of a structured settlement to an agency that will purchase the annuity from the insurance company and offer cash to the benefactor. There are agencies that specialize in these transactions.

However, a buyout of a structured settlement is not necessarily an easy transaction to manage. First, any change in court ordered procedures and documentation must be approved by the court. Those wanting a transfer of a structured settlement will need to file a petition with the court, and then present a case to a judge. Support for such petition will be determined by the judge's interpretation of the best interest for all parties involved, including any dependents of benefactors. This entire procedure may take up to ninety days, so a buy out of a structured settlement can rarely address immediate and emergency financial issues.

When dealing with sensitive financial matters, it is good to seek the counsel of an attorney and also the counsel of reputable financial advisors. The Bible teaches that the wise man or woman will listen carefully to the voice of experience and wisdom. "He that diligently seeketh good procureth favour: but he that seeketh mischief, it shall come unto him. He that trusteth in his riches shall fall: but the righteous shall flourish as a branch." (Proverbs 11:27-28) When good and sound advice is sought, those that listen and take counsel will generally make the wisest choices.

Taking time to thoroughly investigate a buy out of a structured settlement is also making a wise choice. All aspects of a buy out should be carefully weighed. How much is the buy out costing? What real advantages are there to having cash in hand? Historically, has there been good, solid financial decisions made within the family? Make a list of pros and cons concerning a transfer of a structured settlement arrangements. And, don't forget to pray for God's direction.

Getting online and conducting a search of related topics to a transfer of a structured settlement will help those considering a this action get more information for making decisions. There are several companies that purchase annuities and settlements which advertise online. Researching these companies by speaking with them and asking questions should be helpful. Also, be sure and secure a good attorney who can advise in legal matters.

For more information: http://www.christianet.com/structuredsettlements